When is it necessary for me to apply for Social Security Disability?
If disability extends or is expected to extend beyond five months, you are required to apply immediately for Social Security Disability under the terms of the Disability Plan and appeal through the Administrative Law Judge Level. This is a separate and distinct benefit from Long-Term Disability (LTD). If you are receiving an LTD benefit and qualify for Social Security Disability, your LTD benefit amount may be reduced. For more information regarding Social Security Disability Insurance, visit Social Security Online.
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