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Group Long-Term Disability Insurance through
Fort Dearborn Life |
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 See products and services available in New York
The likelihood of an employee becoming disabled is surprising. In fact, almost 3 in 10 of today's 20-year-olds will become disabled before reaching age 67*. Available on either an employer-paid or voluntary basis, our Group Long-Term Disability (LTD) programs can be tailored to meet the needs and budgets of your employees and your business.
Products Designed with an Employer Partnership
The true test of a long-term disability carrier is the ability to manage disability claims and return an employee back to work. Fort Dearborn Life offers long-term disability products and claim management that are based on four key philosophies:
- Partnership: We work with the employer and the employee to return the disabled employee back to work. With proactive assistance from the employer in identifying return-to-work possibilities, the length and costs of a disability can be greatly reduced.
- Prevention: Disabilities can be prevented through wellness programs, workplace ergonomics and safety programs.
- Integration: Placing both the STD and LTD programs with Fort Dearborn Life allows for early intervention with the goal of returning disabled employees to work prior to the onset of LTD.
- Case Management: The development and implementation of a rehabilitation program has a win/win result for both the employer and the employee.
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Group Long-Term Disability Insurance through
Fort Dearborn Life Insurance Company® of New York |
|
| See products and services available outside New York
The likelihood of an employee becoming disabled is surprising. In fact, almost 3 in 10 of today's 20-year-olds will become disabled before reaching age 67*. Our Group Long-Term Disability (LTD) programs can be tailored to meet the needs and budgets of your employees and your business.
Products Designed with an Employer Partnership
The true test of a long-term disability carrier is the ability to manage disability claims and return an employee back to work. Fort Dearborn Life Insurance Company® of New York offers long-term disability products and claim management that are based on four key philosophies:
- Partnership: We work with the employer and the employee to return the disabled employee back to work. With proactive assistance from the employer in identifying return-to-work possibilities, the length and costs of a disability can be greatly reduced.
- Prevention: Disabilities can be prevented through wellness programs, workplace ergonomics and safety programs.
- Integration: Placing both the STD and LTD programs with Fort Dearborn Life Insurance Company® of New York allows for early intervention with the goal of returning disabled employees to work prior to the onset of LTD.
- Case Management: The development and implementation of a rehabilitation program has a win/win result for both the employer and the employee.
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