We're confident that our group life, disability and value-added insurance products can meet your needs. Premiums can be fully paid by either employers or employees or a combination of both.

For more information regarding any of the product overviews below, talk to your employer or benefits administrator today.

Group Long-Term Disability Insurance
Disability doesn't just happen to someone else. In fact, you're far more vulnerable than you think. Almost 3 in 10 of today's 20-year-olds will become disabled before reaching age 67*. Our group long-term disability programs are designed with maximum flexibility to help restore lost income for those unable to work, as well as those able to work on a limited-basis after incurring a disabling sickness or injury.

Group Short-Term Disability Insurance
Our group short-term disability programs provide you with the means to protect your income in the event of a non-occupational injury, short-term illness or pregnancy. Customizable plans are available, allowing you to select a personal benefit amount and create the benefit program that best suits your needs.

Group Term Life Insurance
Primary wage earners need to provide financial security for their families should the unthinkable happen. Life insurance is often the best option. Studies indicate that middle class families are now less likely to purchase life insurance from a local agent and are relying instead on their workplace for their primary source of life insurance coverage. Our group term life insurance, available through the workplace, can help you provide financial security for your family at a substantially lower cost than an independent insurance plan.

Group Critical Illness Insurance
In addition to the emotional cost, a critical illness can have devastating financial consequences. Lost wages, health insurance deductibles, second medical opinions, home maintenance - the total cost can be unbearable. Our Voluntary Group Critical Illness insurance can help ensure your family's financial well-being during a devastating illness. Benefits are paid in a one-time lump sum to provide funds when they are needed most. Coverage can also be selected for spouses, even if the employee does not apply for coverage.

Group Dental Insurance
No insurance benefits program is complete without dental coverage. With our group dental insurance, you are given comprehensive and flexible options, including the choice to visit any dentist or specialist when you or your family needs care. Our traditional indemnity plan allows you to receive the highest level of benefits and save on out-of-pocket expenses when you use network providers.

Learn more about our PPO Dental Network and our Find a Dentist feature.

We're confident that our group life, disability and value-added insurance products can meet your needs. Premiums can be fully paid by either employers or employees or a combination of both.

For more information regarding any of the product overviews below, talk to your employer or benefits administrator today.

Group Long-Term Disability Insurance
Disability doesn't just happen to someone else. In fact, you're far more vulnerable than you think. Almost 3 in 10 of today's 20-year-olds will become disabled before reaching age 67*. Our group long-term disability programs are designed with maximum flexibility to help restore lost income for those unable to work, as well as those able to work on a limited-basis after incurring a disabling sickness or injury.

Group Short-Term Disability Insurance
Our group short-term disability programs provide you with the means to protect your income in the event of a non-occupational injury, short-term illness or pregnancy. Customizable plans are available, allowing you to select a personal benefit amount and create the benefit program that best suits your needs.

Group Term Life Insurance
Primary wage earners need to provide financial security for their families should the unthinkable happen. Life insurance is often the best option. Studies indicate that middle class families are now less likely to purchase life insurance from a local agent and are relying instead on their workplace for their primary source of life insurance coverage. Our group term life insurance, available through the workplace, can help you provide financial security for your family at a substantially lower cost than an independent insurance plan.

New York Disability Benefits Law
Fort Dearborn Life Insurance Company® of New York offers solutions for New York employers required to provide their employees with the statutory benefits under the Disability Benefits Law (DBL). Under New York's DBL, employers are required to provide weekly benefits to eligible employees who are disabled due to an on-the-job injury or illness. Our DBL product provides the state mandated benefit as well as options for enhanced benefits that give employees additional income protection.